Five bedrooms, 2.39 acres, and room to enjoy the Southern Maryland lifestyle. Listed by Erin House of McNelis & Associates, Berkshire Hathaway HomeServices PenFed Realty, 1151 Thompson Ct. in St. Leonard, Maryland, offers nearly 4,000 square feet of living space, a wooded setting, community waterfront amenities, and an assumable VA loan with a 2.5% interest rate for a qualifying buyer.
Finding a home that offers both indoor space and room to enjoy the outdoors can take time. Maybe you need another bedroom, want a larger yard, or would like to spend more weekends near the water. At 1151 Thompson Ct., you’ll find all three, along with an assumable VA loan that may be worth a closer look for eligible buyers.
A Colonial with Space to Make Yourself at Home
This Colonial offers 3,979 square feet of living space, with five bedrooms and a layout that has space for everyone.
Oak hardwood floors bring warmth to the interior, while upgraded granite countertops give the kitchen a newer look. The kitchen opens to the family room, making it easy to stay connected while preparing dinner, catching up with family, or entertaining friends. Two brick fireplaces add character and a cozy place to gather as the cold weather creeps in and the holidays approach.
There’s also a formal dining room for holiday meals and special occasions, along with a separate living area that offers another place to relax. The primary suite has an en suite bathroom, and the four additional bedrooms can accommodate guests, a home office, or whatever your household needs.
Downstairs, the partially finished walkout basement adds flexibility. The existing bar provides a starting point for a recreation or entertaining area, while the remaining space gives you room to plan around your interests, whether that’s a home gym, game room, or movie space.
2.39 Acres to Enjoy at Your Own Pace
The setting is a big part of this property’s appeal. Surrounded by trees on 2.39 acres, the home offers a sense of privacy and a little more breathing room than you might find on a smaller lot. The partially fenced yard provides some defined outdoor space, while the expansive deck gives you a place to enjoy warm evenings, weekend cookouts, or a quiet cup of coffee before the day begins.
The large, newly renovated shed has additional storage for tools, lawn equipment, and outdoor supplies. With the house, yard, and deck, there are plenty of ways to make the most of the property.
For buyers who want more outdoor space while remaining part of an established community, this property offers an attractive mix of privacy and shared amenities.
Enjoy the Water Near the Patuxent River and Saint Leonard Creek
Living in St. Leonard Shores also puts community amenities within reach for those who enjoy spending time near the water. Residents have access to a boat ramp, picnic area, and pier or dock, offering ways to enjoy the Patuxent River and Saint Leonard Creek.
Whether you enjoy boating, fishing, or simply spending time outdoors, these amenities add to the appeal of living in this part of Calvert County. You can enjoy the area’s waterways and outdoor recreation while returning home to a wooded property with space to unwind.
It’s one of the things that makes Southern Maryland distinctive. The water is part of the area’s character, alongside established communities, local destinations, and opportunities to spend time outside throughout the year.
Recent Updates and Added Peace of Mind
Beyond the living space and outdoor setting, several improvements have been made to the property. The fiberglass shingle roof was replaced in 2024, and a new septic system was installed in 2023. Other updates include a new hot water heater, a new oil tank, and new garage doors.
The home also has a whole-house backup generator powered by an underground propane tank, providing a backup power option when outages occur. The seller is including a one-year 2-10 home warranty, subject to the plan’s coverage, terms, and exclusions.
For buyers comparing homes in St. Leonard, these updates are useful details to consider alongside the property’s space, setting, and amenities.
An Assumable VA Loan with a 2.5% Interest Rate
One detail that deserves special attention is the seller’s assumable VA loan with a 2.5% interest rate for a qualifying buyer.
Depending on the buyer’s eligibility and the existing loan terms, assuming the seller’s mortgage may offer an alternative to obtaining a new mortgage. The actual financial benefit depends on factors such as the remaining loan balance, the purchase price, the buyer’s available funds, and lender approval.
An assumption is not automatic, so buyers should confirm the requirements with the loan servicer and determine whether they qualify. It’s also important to understand how any difference between the purchase price and the remaining mortgage balance would be covered.
For buyers who have been exploring homes in Southern Maryland, this is a financing option worth asking about early in the process.
Could 1151 Thompson Ct. Be Your Next Home?
With five bedrooms, 3,979 square feet, and 2.39 acres, this Colonial offers room to spread out in St. Leonard Shores. The wooded setting, walkout basement, expansive deck, recent improvements, and access to community waterfront amenities add even more to its appeal.
For eligible buyers, the assumable VA loan with a 2.5% interest rate is another reason this property deserves a closer look.
Interested in learning more or scheduling a showing? Contact McNelis & Associates to learn more about the property, schedule a showing with Erin House, and discuss the details of the assumable VA loan opportunity.
Take a Quick Virtual Tour
Take a closer look at the home with Erin House’s video tour below.